Visa MED Debit Card

Publication date:13 November 2025
Workload:100%
Contract type:Unlimited employment
Place of work:Nidwalden

About the job

Your advantages and services

specifically tailored to medical professionals
valuable additional services through the MEDVIA network
shopping in online stores as well as usable for hotel reservations or flight bookings and much more
withdraw cash worldwide around the clock and pay cashless
contactless payment – without PIN entry up to CHF 80
transaction control thanks to the NKB Mobile Banking App
fee-free cash withdrawal in CHF and EUR at all ATMs of the cantonal banks
account information at all NKB ATMs
24-hour blocking service and geo-blocking

Your benefits with the debiX+ app

Using a secure 3-D Secure procedure, you authorize online purchases directly in the app.
For your control, you receive a push notification immediately after each Visa debit transaction. You can also deactivate the notification at any time.
The app offers you an overview of all your Visa debit transactions from the last 30 days.
You can activate or deactivate various card functions such as online shopping, ATM withdrawals, contactless option, or gambling & betting directly in the app.
Sensitive card data such as the security code can be displayed directly in the app. This simplifies online purchases even if you do not have your physical card at hand.

Before you can use your Visa MED Debit for online purchases, you must activate this option separately. Use your personal registration code (OTRC) for this. You received this in a separate letter after receiving your debit card.

As part of the OTRC registration process, you download the application suitable for your device and activate your Visa MED Debit.

The Visa MED Debit allows you to shop conveniently on the internet. To ensure your shopping experience has no negative consequences, we recommend paying attention to the following principles.

Install the debiX+ app on your smartphone. You will receive a notification immediately after each transaction with your Visa MED Debit and can quickly recognize any suspicious transactions.
Many online shops use the 3-D Secure procedure to ensure security for online payments. To complete an order in the online shop, you must authorize the payment in the "debiX+" app.
Never store your debit card data on a site, but enter it anew for each purchase.
Check whether the online shop page is trustworthy. You can recognize this either by the closed lock symbol in the browser bar, by any quality labels on the shop page (such as trusted e-shops), or by the shipping partners (e.g., Swiss Post).

If you notice a suspicious transaction, contact us immediately so that fraud can be prevented more quickly.

If you make a payment in Switzerland with your Visa MED Debit in the online shop of an internationally active company without a Swiss headquarters, this results in a foreign payment. A transaction fee of 0.75% applies to such a payment because the company does not settle in Switzerland.

Our recommendation

Check before your online purchase whether the merchant has a headquarters in Switzerland. If not, fees may apply.

The following overview shows when payment with which card is most sensible.

You book a hotel or a flight online and pay with your Visa NED Debit. After booking, you receive a push notification for the payment, although the amount has not yet been charged. How does that fit together?

The reason

Certain service providers such as airlines or hotels reserve the payment amount on your Visa MED Debit without debiting it. However, this reservation appears as a push notification in your debiX+ app.

After the actual debit of the amount, another push message appears. Do not be unsettled by this; the amount is only debited once from your account.

Questions about the Visa MED Debit

Do you have a question about the Visa MED Debit? In our FAQ you will find the most frequently asked questions and answers.

Conditions

Card limitindividual, maximum CHF 5,000 per monthBilling methoddirect account debitAnnual feenone for holders of a ZAHLEN package, otherwise CHF 50Cash withdrawal in CHFfree at cantonal bank ATMs, CHF 2 at other institutes' ATMsCash withdrawal in EURfree at cantonal bank ATMs, EUR 3.50 at other institutes' ATMsCash withdrawal abroadCHF 5 at ATMs, not possible at countersCashless paymentfree in Switzerland, worldwide 0.75% per transactionReplacement cardCHF 15Card blocking feeCHF 50

Convenient payment

Whether in stores, on the internet, or in apps: pay quickly and easily.

Confidential and secure

Your purchases remain confidential. When making a purchase, neither your card number is stored nor shared with other merchants.

All transactions at a glance

The NKB Mobile Banking App shows you an overview of all transactions made with the debit card.Learn more