Key Responsibilities:

Reporting

• Maintaining the lending portfolio and regulatory reporting requirements in accordance with European regulations.
• Participate and represent LPTM team for any reporting requirements
• Work with key stakeholders within the region (Regional I/F teams, Operations / Finance) for any reporting requirements.
• Familiarity with entitlement control systems and End-to-End data lineage and process flows across multiple systems.
• Good knowledge of credit approvals involving first line and second line of defence to Risk Look Back reporting to ensure the correct approval levels.
• Ensuring SCO Call Reporting is accurately recorded.
• Working with Mortgage Insurance (collateral) reconciliation with External Vendors
• Good understanding and knowledge of Libor Exception Reporting
• Capturing all moratorium initiatives/relief amendments to the loan agreements for clients.
• Proficient in preparing US regulatory reports for OCC & FRB: H1/H2 filings, CCAR
• Strong understanding of Swiss data privacy and PII data sharing.
• Adhoc regulatory requests and audit preparation
• Proficient in building and Designing dashboards for Salesforce/recommendations for GUI’s.
• Reconciliation between Credit and Operational systems to highlight any breaks.
• Understanding of Systemic workflow tools to ensure we are compliant with reporting SLA.
• Produce regular MI reports and dashboards using Microsoft Power BI for EMEA Lending business
• Work with Business stakeholders and system end users to assist in gathering and understanding data requirements.
• Create mapping between source to target systems . Code and unit test mapping routines to transform the data.
• Maintain technical mapping documentation for access to wider business.
• Contribute to the creation of processes, standards, procedures, controls for any regional reporting requirements.
• Work closely with Business Risk & Control team to provide business feedback for MCA results monitoring methodologies and tools.
• Implement various KRI and KPIs to enhance regional/global reporting

Portfolio Management

• Understanding collateral evaluations based on approved concentration limits.
• Familiarity with mitigating strategies, including loan-to-value and loanable value.
• Competent in performing underwriting Quality Control and credit management checks, checking contractual term sheets.
• Understanding Performing stress testing and reviewing documents of valuations/appraisals - CRE.
• Monitoring and ensuring all Annual reviews of Credit approvals are completed.
• Performing Remedial Management, both performing and non-performing.
• High level of understanding and working with Approval Frameworks/Checklists of products, Check Approval levels, RAC compliance and deviations, Legal Documentation Checklist.
• Knowledge of calculating, tracking of key risk indictors including ageing.
• Experience of working in a Transformation/Strategic project at organizational level to achieve standardization across products and regions.
• To be able to comfortably perform Management Control Assessment monitoring methodologies and tools.
• Issue management and resolution of corrective action plans.
• Senior Management stakeholder management to support and provide recommendations.
• Staffing tool to determine time and cost analysis for FTE review.
• Familiarity with product program standards and attestation processes.
• Monitoring of additional liquidity premium charged to the business to ensure the correct base rate is charged to the client.
• Familiarity with fee structures for all products across the lending business (Commitment, LC, Unused, Anniversary, etc.).
• Knowledge of Non-accrual, Counter Party Credit Risk, Margin Lending and Capital Market Transactions, Commercial Real Estate, Art, Unsecured and the RRE Portfolio.
• Responsible for the preparation of Auditable documentation to support portfolio reviews. Which consist of (Past Due/Forecast interest, Past Due Amortization, Past Due/Forecast Facility Maturities, Past Due/Forecast CA Maturities, Past Due/Forecast Covenants, Troubled Debt Restructures.
• Translating technical data to simple language and giving recommendations and conclusions to stakeholders
• Analysis of client data content including interpretation of product information
• Working closely with clients, actuarial teams and other departments to maintain quality and integrity of the data being captured.
• Collaboration with Clients, Business (Actuarial teams), Technical Accounting and IT Teams to ensure implementation are in line with business priorities and requirements.
• Review of control activities for Lifecycle Management of data and information for EMEA.
• Contribute to and support the strategic vision for this team by enabling the implementation roadmap to execute accordingly
• Constructively contribute to new and existing policy and regulatory requirements across Global Wealth Management workstreams
• Constantly improve processes, controls and efficiencies within the group
• Contribute to projects and provide valuable input with various working groups created to enhance performance and efficiency
• Communicate the results of data analysis in written and verbal form to managers (production of MIS to internal/external stakeholders
• Expert in reading and interpreting complex credit agreements
• Proven ability to collaborate with team members and senior management both within the lines of business and across multiple stakeholders
• Highly developed analytical and decision-making capabilities including the ability to identify, escalate, and propose and execute solutions to complex problems
• Ability to multi-task through the practice of strong organizational and time management skills with experience in continuously following-up with various stakeholders and execution team
• Extensive knowledge working internal and external audit entities
• Proven track record in establishing and maintain business line partnerships
• Track record of establishing key operating standards and KPIs/metrics with the achievement of leading team to meeting / exceeding these standards

Data Governance

• Coordinating product governance forums and ensuring the accurate forecasting of key metrics for accrued interest.
• Maintaining and improving end to end Data Governance requirements and to manage sensitive data effectively and to ensure issues are being appropriately tracked to resolution.
• Strong understanding of end-to-end Data Governance requirements and to manage sensitive data effectively.
• Understand and meet end to end Data Governance requirements and to manage sensitive data effectively.
• Active member of the data management governance framework (checks, controls, reconciliations, data quality monitoring)
• Experience in managing remediation efforts and meeting critical deadlines

Qualifications:

• 3+ years of experience in large financial institution within Global Wealth/Private Banking is a must
• Prior experience in working in audit function is a plus
• Deep Understanding of lending rules and regulation is needed
• Intermediate level experience with exposure to transaction reporting tools including Cognos, Tableau, Power BI & Salesforce
• Ability to use a range of programming languages to transform big data into data sets including Pearl, SQL, VBA
• Proficient with Microsoft Office Suite (Excel, Word, and PowerPoint)
• Attention to detail
• Excellent oral and written communication capability
• Ability to take initiative and self-motivate
• Developed analytical and problem-solving abilities
• Client relationship and solution skills