Senior Credit Analyst

Why Work at Lenovo

We are Lenovo. We do what we say. We own what we do. We WOW our customers.

Lenovo is a US$62 billion revenue global technology powerhouse, ranked #217 in the Fortune Global 500, employing 77,000 people around the world, and serving millions of customers every day in 180 markets. Focused on a bold vision to deliver smarter technology for all, Lenovo has built on its success as the world’s largest PC company by further expanding into growth areas that fuel the advancement of ‘New IT’ technologies (client, edge, cloud, network, and intelligence) including server, storage, mobile, software, solutions, and services.

This transformation together with Lenovo’s world-changing innovation is building a more inclusive, trustworthy, and smarter future for everyone, everywhere. To find out more visit www.lenovo.com, and read about the latest news via our StoryHub.

Description and Requirements

Key responsibilities:

•Financial analysis - ability to understand and analyze company's financial statements (Balance Sheet, Income Statement, Cash Flow, Forecasts and Budget reports).

•Communication - explain the decision made and its justification to the Sales team.

•Follow the news - read financial briefings and take actions in timely manner in case any client of CSST gets in trouble

•Understand financial offerings - be familiar with our products and programs and their structures, risk mitigation elements (including collateral, securities, and credit insurance policies)

•Financial Markets knowledge - ability and interest to understand the wider economy, sovereign risks, industry trends and how they affect Lenovo's customers' credit standing.

•Forecasting - have an appreciation of future cash flows and consideration of how these impact debt repayments.

•Understand and implement Lenovo’s credit directives and credit initiatives, ensuring appropriate controls are maintained.

Qualifications & skills required

•Professional qualification in Finance (e.g ACCA, CPA etc) or bachelor’s degree in accounting / finance or related disciplines.

•Minimum 4 years experience in Credit Risk Management related field. Work experience in Credit / Commercial Lending in a bank / financier is an advantage.

•Language skills: Proficient in English (both speaking and writing) is mandatory. Additional language skills (e.g Mandarin, Japanese, Korean) is an advantage.

•Self-motivated, good business acumen and good financial / qualitative analytical skills. Strong time management and ability to cope with tight deadlines.

•Excellent interpersonal skills, problem-solving skills, collaboration and communication skills

•Excellent IT skills in Microsoft Office 365 (Excel, PowerPoint, Outlook) and online research skills.