Your team

 

Pictet Wealth Management combines more than 200 years of Swiss banking heritage with global investment expertise. The Partner-owned financial service group offers a comprehensive service for wealthy individuals and families including discretionary and advisory investment solutions and family office services.

 

The scope of the role is to support the Credit business of Bank Pictet & Cie SA from an operational perspective. The role reports internally to the Credit Transaction Support Team Lead in Geneva.

Your role

 

Main responsibilities:

• Prepare credit files for standard credit requests to enable credit officers to make an educated decision to approve/reject the relevant request. Efficiently answer queries from credit officers in charge of approving the files. Credit analysis should focus on, but not be limited to:
  
  
  
  • Collateral analysis, including analysis of concentration positions
  
  
  • Detailed analysis of facility required, including amount, duration, credit purpose, etc.
  
  
  • Review of borrower details to ensure ability to borrow and repay facility
  
  
  • Review of required credit documentation
  
  
  
  


• Monitor the progress of credit requests through to facility booking and keep the Front Office informed of progress.


• Ensure the proper recording of credit decisions/LTV exceptions in the tracking record and in client accounts and follow up on credit approval conditions (missing credit documentation, additional information, etc.)


• Ensure the proper recording of credit facilities and collateral set up (pledges) in Avaloq.


• Booking of credit transactions in Avaloq (FTLs, guarantees) when they are not fed through from the workflow; liaise with all relevant parties as necessary.


• Participate in any project/initiative impacting the department as required.

Your profile

 

Required skills and competences:

• Self-starter, autonomous, flexible and adaptable.


• Quick learner, disciplined, good sense of priorities.


• Good teamwork skills, good written and verbal communication skills.


• Extensive knowledge of credit products (loans, guarantees) and related risks, including derivative risk.


• Should have a minimum of 5 years’ experience in a similar role.


• Fluent in English ; another language would be a plus.

 

Ref: SCT/CC/JC

 

Note

We will not accept any CVs via agencies

Diversity & Inclusion

Pictet is an equal opportunity employer and is committed to creating a diverse environment. We respect all individuals and seek their inclusion in the workplace.