Senior Product Manager Payments (m/f/d) 80-100%

Swiss Bankers is an internationally oriented financial service provider with locations in the cantons of Bern and Zurich as well as in Liechtenstein, Vaduz. Since January 2025, the bank has been owned by Hypothekarbank Lenzburg AG. Swiss Bankers is a leader in the development, sales, and processing of innovative, credit-based payment products and offers solutions for cashless, globally secure payments. Together with Hypothekarbank Lenzburg, Swiss Bankers aims to expand its offerings in the areas of payments and financing as well as embedded finance in the coming years. Swiss Bankers has pioneered mobile payment in Switzerland, enabling Apple Pay, Samsung Pay, Google Pay, and wearables such as Garmin, Swatch, and Fitbit. Furthermore, Swiss Bankers is the first provider in Switzerland to offer a card-based and account-independent peer-to-peer money transfer service from Switzerland to numerous countries via app. The company was founded in 1975 and became known through travelers cheques. Today, all Swiss Bankers cards are very popular and can be obtained directly at www.swissbankers.ch or through over 200 sales partners, depending on the product.

Senior Product Manager Payments (m/f/d) – 80–100%

Shape the future of payments – with Swiss Bankers.

• Development of new card and payment solutions – from idea through business case and prototyping to go-live.
• Professional responsibility for optimizing our digital onboarding processes while complying with regulatory requirements.
• Further development of existing services and the Swiss Bankers app with a focus on user experience, performance, authorization rates, cost structures, and fraud prevention.
• Monitoring key KPIs such as transaction volume, card sales, error rates, and loading behavior.
• Analysis of operational data and support cases to identify concrete improvement opportunities.
• Expansion of the product portfolio and identification of new market opportunities – also internationally.
• Assessment of regulatory requirements in close coordination with compliance.
• Leading professional projects together with IT, operations, compliance, legal, finance, sales, and marketing.
• Collaboration with external technology partners, processors, schemes, and wallet providers.

In short: You design, prioritize, and successfully bring topics to completion.

• Several years of experience in product management in the payment environment, ideally in issuing.
• Deep understanding of key card processes (issuing, authorization, clearing & settlement, tokenization).
• Know-how in the profitability of card products (interchange, scheme fees, processing costs).
• Experience with regulatory frameworks (FINMA, e-money, PSD2, AML/KYC).
• Ability to formulate professional requirements in a structured manner (user stories, specifications).
• Understanding of APIs, data flows, and technical dependencies.
• Very good business management knowledge and experience with business cases.
• Structured working style, strong communication skills, and clear decision-making ability.
• Very good German and English skills; French is an advantage.

• A motivated team with high expertise and plenty of creative freedom.
• Short decision-making paths and an environment that is constantly evolving.
• Flexible working models including home office and 6 weeks of vacation.
• Modern workplaces in the heart of Zurich.
• A role with real impact in a company that not only understands payments but rethinks them.