Mortgage Financing/Credit - Private Banking

Geneva
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  • Publication date:

    03 July 2022
  • Workload:

    100%
  • Contract:

    Unlimited employment
  • Language:

    English

Client:

Leading and long-established Swiss bank with a very strong presence across Switzerland as well as globally.  They offer bespoke private banking services to its HNW and UHNW clients as well as being strong on corporate banking and asset management.  One of the best Swiss banks in terms of recent expansion and excellent management of cost income ratio - a very stable bank with excellent reputation. Working very closely with their other Swiss offices as well as covering a global residential/commercial property portfolio.   In addition, they offer a friendly and dynamic place to work, with a broader role, in a more human-sized organisation with good visibility and career prospects. A meritocratic environment for a flexible and open-minded credit mortgage specialist or equivalent, used to a medium-sized structure, comfortable in a broad role doing all the property lending credit work from A-Z.

This is a client that Finders know very well and work with often so have quite some influence so this should give added comfort to potential candidates applying via Finders.   

Mortgage Financing/Credit - Private Banking

Client:

Leading and long-established Swiss bank with a very strong presence across Switzerland as well as globally. They offer bespoke private banking services to its HNW and UHNW clients as well as being strong on corporate banking and asset management. One of the best Swiss banks in terms of recent expansion and excellent management of cost income ratio - a very stable bank with excellent reputation. Working very closely with their other Swiss offices as well as covering a global residential/commercial property portfolio. In addition, they offer a friendly and dynamic place to work, with a broader role, in a more human-sized organisation with good visibility and career prospects. A meritocratic environment for a flexible and open-minded credit mortgage specialist or equivalent, used to a medium-sized structure, comfortable in a broad role doing all the property lending credit work from A-Z.

This is a client that Finders know very well and work with often so have quite some influence so this should give added comfort to potential candidates applying via Finders.
Client:
Leading and long-established Swiss bank with a very strong presence across Switzerland as well as globally. They offer bespoke private banking services to its HNW and UHNW clients as well as being strong on corporate banking and asset management. One of the best Swiss banks in terms of recent expansion and excellent management of cost income ratio - a very stable bank with excellent reputation. Working very closely with their other Swiss offices as well as covering a global residential/commercial property portfolio. In addition, they offer a friendly and dynamic place to work, with a broader role, in a more human-sized organisation with good visibility and career prospects. A meritocratic environment for a flexible and open-minded credit mortgage specialist or equivalent, used to a medium-sized structure, comfortable in a broad role doing all the property lending credit work from A-Z.

This is a client that Finders know very well and work with often so have quite some influence so this should give added comfort to potential candidates applying via Finders.

Mortgage Financing/Credit - Private Banking
1337

Position:
Joining a large, busy vibrant mortgage team, as part of the overall Credit Department. This is a close-knit, roll-up-sleeves environment and would suit an energetic, pro-active residential and commercial mortgage credit specialist used to a busy and broad caseload or coming from a related profession such as a legal or notary profile as regards real estate and mortgage, for example.

This Geneva-based role is primarily focused on residential and commercial property, covering an interesting portfolio of properties across the whole of Europe, Switzerland, the UK and the US. Your experience could be local to Switzerland more international. 

The job is based at the office in Geneva working 100% for this permanent contract. Some travel to the bank's other Swiss office in the German-speaking part will also be required on occasion, hence the strong desire for the ideal candidate to speak all 3 languages (English being the main one but also German and French or at least one of these 2 extra languages a strong plus).

The main daily tasks will include, but not limited to:
  • Preparation and control of credit requests/reviews according to credit competencies along with the implementation and monitoring of the credit decisions taken
  • Being involved in all aspects of the transaction - to include the origination, the analysis, the implementation and monitoring as well as all the necessary administration that goes with it
  • Independent identification and analysis of financial figures and reports with a focus on selected markets
  • Working closely with the other credit teams (monitoring team,lombard team, LTV and counter-party credit risk team) as appropriate as well as close cooperation with the legal and compliance teams
  • Liaison with external parties, e.g. legal counsels and appraisers
Profile:
  • University degree in a relevant field and/or education in business or finance
  • At least 4 years+ of working experience as a credit professional (to include mortgage/real estate) or real estate expertise for private clients, debt finance experience. More experienced candidates also welcome! Your mortgage experience should come from banking and be credit-focused (not advisory)
  • Your experience can come from Switzerland on local residential and commercial property work or internationally
  • Strong experience on the credit side for mortgage/ lending/loans) 
  • Some international "big ticket" property credit and loans work experience a plus but not a must
  • Higher financial education (CFA/AZEK) would be a plus 
  • Full proficiency in English (German and/or French a strong plus)
  • Swiss Notarial or Legal background is also a strong asset but not a must
  • A team player with the ability to work with various stakeholders having outstanding customer orientation and service-orientation
  • Able to prioritise with excellent organizational skills, strong commitment, resilience and flexibility as well as a motivated personality are expected
  • Used to being autonomous and fairly self-sufficient, able to "get hands dirty" and roll up sleeves - at ease in a medium-sized structure
  • Strong computer skills (Work, Excel, Powerpoint, Avaloq)
  • Happy to be in an office-based, full-time job (no home-working) for this exciting, fast-paced position (permanent contract)
  • Already in possession of a valid Swiss work permit or eligible with compelling reasons for wishing to relocate to the Geneva area if not already based in the region 

Rue du Port 8 1204 Geneva

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