Credit Officer (m/f)

About the job

We are quite on Zak(c). As a young subsidiary of Basler Kantonalbank, we launched " Zak ", the first Swiss smartphone bank. This makes us a bit faster, smarter and perhaps even cheekier than other banks. We also deal openly with the topic of money and generally address topics that are important to us directly. More female power, for example. That is why we are particularly pleased to receive applications from women. Men? Of course, still welcome. Would you like to learn more about us, who we are and how we tick? Gladly .

Credit Officer (m/f)

Sandra, Angelo, Nadja and 5 more colleagues from the Credit Office team in Basel are looking for reinforcement. In other words: you!

Your new job

• Assess and decide on mortgage and real estate financing for private customers, real estate clients and housing cooperatives
• Analyse creditworthiness, affordability, loan-to-value ratio and property values and continuously monitor credit risks
• Consider project, object, market and rental risks in construction financing and commercial real estate
• Support client advisors with complex financing and explain credit decisions clearly
• Contribute expertise to the team and actively help shape credit processes and training on specialist topics

What we benefit from

• Bank apprenticeship or commercial training with a financial focus, supplemented by further education or studies in finance/credit
• Several years of experience in the Swiss mortgage and real estate financing business, focusing on residential, yield and mixed-use properties
• Very good understanding of property valuation, credit risks and regulatory requirements in the mortgage sector
• Strong analytical thinking, high risk awareness and precise, structured working style with clear decisions
• Very good communication skills in German; good French skills and basic knowledge of Italian are a plus

What you benefit from

• An open approach to money, including pay equality – which we really have
• Challenges with extremely exciting and varied cases
• Flexible working hours, opportunities for home office
• A relaxed and uncomplicated team spirit
• Expect a comprehensive employment package from us? You are right, here are the details and many other benefits

Any questions?

Gladly! If it’s about professional matters, Markus Weiland, Head of Credit Office, looks forward to your call at 061 286 25 46. For all other questions about working at perhaps the coolest bank in Switzerland, Raphael Schlageter, HR Business Partner, is available at 061 266 25 54.

P.S. Because we are looking for a banking professional and not a copywriter, you can save yourself the cover letter. Instead, we look forward to you answering three short questions in the application tool. Thank you!